Fiserv, Inc. (NYSE: FI) is a U.S.-based company specializing in payment processing and financial technology solutions. Founded in 1984, Fiserv has built a global “financial infrastructure” through its merchant platform Clover, core banking systems, card processing services, and ATM networks. Unlike consumer-facing brands such as Apple Pay or card networks like Visa, Fiserv primarily serves banks, credit unions, merchants, and…